Analysis Business Risk In Commercial Bank Indonesia

Abstract

This research sought to ascertain the impact of capital sufficiency and revenue growth diversification on the operational risks of Indonesia's traditional commercial banks. Conventional commercial banks in Indonesia from 2017 to 2021 make up the study's population. Based on a purposive sample procedure with specific criteria in accordance with the study aim, the sampling methodology is used. The path analysis model is employed in this study. One of the statistical analysis methods used in quantitative research is the path analysis methodology (path analysis). The following conclusions can be reached from data analysis based on study objectives, hypotheses, and analytic models: Income Diversification Variable partially affects business risk . The capital adequacy variable partially influences business risk . Asset Growth Variables partially affect business risk . Income Diversification Against Business Risk through Asset Growth is more dominant than Capital Adequacy Against Business Risk through Asset Growth.